Understanding Single And Bulk Payments

Updated on December 14, 2018

For everyday operations, Troly allows you to record transactions for offline payment methods (cash, EFTPOS, cheque, bank transfer) and online payment methods (Visa, MasterCard & AMEX credit cards) as long as you have one payment gateway installed. When running a club or getting website orders, you can:

  • process credit cards in bulk, in minutes.
  • notify your customers whenever a payment is declined.
  • handle exceptions (e.g. if someone in your club prefers paying by cash).

Using Troly to Process payments

You can process payments for one or many orders (in bulk) at the time. The process follows the exact same steps for both types of payments. All orders must also be paid before being picked-up or dispatched.

Pay a single order

To process a payment for a single order, from the customer’s order page, click on the Pay button.

Paying multiple orders

To process multiple payments at once, from OperationsOrders, process all orders pending for payment or select them one by one and click the Payment button.

Payment by credit card or offline methods

For both types of payments, a dialog opens asking which method should be used:
Note: In order to accept payments made by credit card, you need to have a payment gateway installed. All credit card payments going through Troly will be made using this payment gateway.

Offline payments (Cash, EFTPOS, Cheque and Bank transfer) only require to configure the Offline Payments Add-On. Offline payments are only recorded, and no amount is captured in the system.

Charge a credit card

If you click on Change to charge, another window will open and allow you to Charge the credit card . As opposed to the pre-authorised functionality, this will charge your customers credit card straight away and change the status of your pick-up order to Processing or of your shipment order to Ready to Pack.

If you record an EFTPOS, cash, cheque or bank transfer transaction on your terminal or POS, the order has to be processed using the Paid Offline▼ drop down.

Payments made with offline methods such as cash, cheque, EFTPOS and bank transfers are always successful as they are not captured by the platform. It’s your responsibility to reconcile your offline transactions once they’re successful.

If an external EFTPOS machine is used, Troly cannot access the related transaction information. Troly only records the payment that was made through a specific payment method, the EFTPOS payment is recorded as an “offline” payment in Troly. If you need information about a specific EFTPOS transaction, you need to get in touch with your EFTPOS machine provider and provide them the transaction details.

If the card was charged “online” through Troly, for example if you scanned the customers’s card with the POS credit card reader or if you processed an order with registered credit card details, then you’ll see the transaction appear on your customer’s activity feed.

Pre-authorise a credit card

Why using the payment pre-authorisation option

When clicking on the Pre-authorise credit card button, you pre-authorise a card, you do not actually transfer any money. The amount will not appear in your account until the card has been charged. Technically, the amount is still in the cardholders account, although they cannot spend it. This guarantees that it will be available when you charge the card.

Because there can be some time between the moment you charge your members and the moment you dispatch their orders, some businesses prefer to pre-authorise the amount until the order is on its way. Note that any ‘unused’ pre-authorisations automatically expire after 5 days. The orders are, in this case, put back in the ‘Awaiting Payment’ status in the Operations page.

In Troly, pre-authorised payments are automatically charged once an order has been Dispatched or Completed (once the orders have been packed and labelled).

You can charge the pre-authorised order and capture the authorisation within the 5 days period and then dispatch when you are ready if needed. You may charge the order from the Operations dashboard using the Payment button. Just select which orders you want to charge, click Payment and Charge Credit Card.

Pre-authorisation deadline

Once a payment is pre-authorised for an order in Troly, you have 5 days to process the actual order payment. After 5 days, if no payment is being captured on your customer’s credit card, the pre-authorisation will be automatically cancelled in Troly.

Orders that have been pre-authorised more than 5 days ago will be automatically reverted to the Awaiting payment status. The orders will be re-categorised in the Operation page and will be found under the Awaiting payment status filter. If you process payments within 5 days (in Troly), the payments will go through.

Pre-authorisation tracking

Your Operations dashboard reflects the amount of time left for each pre-authorised order to be paid before the pre-authorisation is being cancelled. You will see a message saying ‘Authorisation expires in 4 days from now‘. When the pre-authorisation is cancelled, Troly will add a message to the order so that you will see these orders at a glance.

Pre-authorisation cancellation

If you charge your customer’s credit card after the pre-authorisation has expired, Troly will not capture the card pre-authorisation, it will simply charge the credit card on file.

You are able to cancel a pre-authorisation on an order if needed. If you need to cancel a pre-authorised order, click Cancel Pre-Authorisation on the order page itself.

Wholesales Postponed Payments

The ‘On Account’ payment option allows you to record the wholesales transactions that are not paid on purchase for accounting purposes. You need to reconcile those transactions yourself like for other offline payment methods.

The ‘On Account’ payments appear in your End of Period report under the “Expected External Deposits” section.

Note that an invoice is still produced upon order confirmation. However the invoice doesn’t show the ‘Paid’ stamp.

In order to set up your wholesalers, you will need to first set up your on account customers as such in their customer profile pages in Troly: simply fill out the ‘Company Name’ field and tick the ‘On Account’ option.

Please contact our Support Team ([email protected]) to allow the ‘On Account’ feature in your Troly account. This feature will appear under the ‘Paid offline’ drop down menu:

Payment Statuses

Successful payments

Once a payment is successful, the order cannot be changed or cancelled. If an error was made and you wish to cancel it, you must refund it first.

If you wish to notify your customers about successful transactions, you can modify your configuration settings accordingly on the Communications page.

Declined payments

Payments by credit card can fail for many reasons. The bank may decline the transaction if the funds are insufficient, the card have expired or is invalid, etc.

Clicking on ‘declined’ next to the order amount or looking will provide more details about the payment rejection.

The full error message is also available at the top of the order.

When it happens, you should get in touch with your customers to clarify the situation with them. Troly can send an automated email or SMS notification (if you have configured the Add-On) to your customer to ask them to update their details. You can configure it on the Communications page.

You can also manually send an SMS or email through the bulk actions, for one or many orders. First, select the order(s) for which you want to send a message. Then click on the Bulk actions button. Double check that the number of orders matches what you expect. Select ‘Email’ or ‘SMS’ (fees apply) according to how you wish to reach your customers, type your message, and click on the Send message button.

Of course, you can contact the customer directly on the phone. This is the quickest way to sort things out when there is only few orders to handle.

Payments notification

As mentioned above, depending to your company’s communication settings, your customers may receive email or SMS notifications regarding their successful and declined payments.

Your Next Step

Credit card surcharges

You can configure surcharges for certain credit cards. This is generally used to encourage customers to use cards that cost you less.

Fees can be percentage based or a fixed amount. You can also configure it by credit card type (Amex, MasterCard, Visa, Diners club…). Configure surcharges with the Credit Card Surcharge add-on.

Credit Card CVV/CVC Numbers

By default, CVV/CVC numbers simply improve the likelihood of a transaction being accepted by the bank as you’re providing more information to the customer’s bank.

Troly does not have any requirement for a CVV/CVC to be present, however you may see some cards decline with a generic ‘Declined’ message if it isn’t present.

Find a payment

You can locate payments on your Customer page Activity Feed and use the ‘Activity Description’ filter to select ‘Payment Type’ only.

If your customer confirms ‘troly.io’ or ‘Your Wine Club Darlinghurst’ appears on their bank statement, the transaction could have been registered as Guest Customer.

In any case, to investigate a missing transaction, we need the date and time, amount, customer name and bank authorisation code of the transaction.

Helpful?

An issue with an order payment? Please check our Troubleshooting payment issues article to fix it.

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